Kampala's first-home market sits on the Entebbe, Mukono, and Wakiso corridors more than in Kololo or Nakasero. A starter apartment is usually a studio or one-bedroom in a walk-up; a house at this budget is farther out, where land is cheaper and the commute is the trade.

A UGX 250,000,000 budget in Uganda is usually a residential plot on the city's edge or in a secondary town, not a serviced lot in a gated estate. Title, access, and whether water and power are already at the boundary decide whether the land is buildable this year or a five-year hold. Most buyers pay cash for the plot and finance the house later.

Listings here stay at or under UGX 250,000,000. Prices move with the week, so treat the cap as a filter for for sale stock, not a promise that every plot under that number is a deal.

Ugandan mortgages are almost all bank or SACCO originated. Deposits are still high on many books. A first apartment is often financed on a shorter tenor than a family house. Plot purchases at this budget are commonly cash; the build is a later construction loan.

Uganda does not run a single AHP-style statute. First-home finance is still a commercial bank or SACCO book: posted rate, deposit, and term. Housing-finance companies and a few development-finance lines appear on some products; they are named on the lender page, not as a national lottery. Compare the live posted rates below against what the household can service.

The table is a live Rehani-network quote for a typical UGX 250,000,000 home in Uganda — including a cheaper affordable-housing book when the lender posts one. Run this quote opens the same advisor with that purchase price. Posted rates move; the monthly you see is today's print, not a lock. On land pages the exhibit is still a home loan: most buyers finance the house they build after the plot.